Meet the people who make it Happen.

Mr. Santosh Nair - CEO, HDFC Sales
Mr. Santosh Nair

Words from

It is my deep honor and privilege to take charge of HDFC Sales as the CEO and lead a growing team of over 13,000+ professionals. As we stand at an exciting juncture in our business journey, I welcome you with hope, belief and a positive outlook.

Our story began in 2004 to support and augment the sales and distribution of the products of our parent company, HDFC Bank. Over the last 19 years we have grown manifold to become one of the largest financial services’ distributors in India, with the distribution of a multitude of products ranging from Home Loans, Insurance, National Pension Schemes, Mutual Funds and Deposits, across India.

Board of Directors

HDFC Sales Pvt. Ltd. is managed by its Board consisting of eminent persons, professionals who represent various segments including mortgages, finance, taxation, construction, and urban policy & development. The Board primarily focuses on strategy formulation, policy and control, designed to deliver increasing value to the various stakeholders.

Mr. Conrad D’souza, Director

Mr. Conrad D’souza
Non-Executive Director

Qualifications: M.Com, MBA, DFM, SEP (London Business School)

Mr. Conrad D'Souza has a Master’s Degree in Commerce, a Master’s Degree in Business Administration and is a Senior Executive Program (SEP) graduate of the London Business School. He has over four decades of experience in banking and financial services. He had a leadership role at Housing Development Finance Corporation Limited (HDFC) in the areas of Strategy, Treasury, Operations, Investor Relations and New Initiatives. He worked on the projects for setting up HDFC Bank Limited and Infrastructure Development and Finance Corporation Limited (IDFC). He is an Independent Director on Indian companies, a commercial bank in Sri Lanka and mortgage companies in Tanzania and Maldives. He has been a consultant to multilateral agencies and has undertaken assignments in Asia, Africa and Eastern Europe. He has been a resource person and speaker at international conferences on mortgage finance and faculty at the Housing Finance Summer Academy at the Frankfurt School of Finance and Management.

Mr. Conrad D’souza, Director

Mr. S.N. Shroff, Director

Mr. S. N. Shroff
Non-Executive Director

Qualifications: Bachelor of Arts, L. L. B.

Mr. S. N. Shroff has a vast experience in the field of law and had been associated with erstwhile Housing Development Finance Corporation Limited, former holding company for close to three decades till his retirement as its Chief Legal Advisor in 2008.

Mr. Rajeev Sardana, Director

Mr. Rajeev Sardana
Non-Executive Director

Qualifications: Bachelor of Commerce (Honors) from Shriram College of Commerce, University of Delhi and a Member of Institute of Chartered Accountants of India

Mr. Rajeev Sardana was a Member of Executive Management of Housing Development Finance Corporation Limited and was heading the Self-Employed Business and Loan against Property of the Corporation. In addition, he was the Regional Business Head for Hyderabad, Chennai & Coimbatore.  He was associated with HDFC since 1986 and was also involved in the development of products and policies for retail mortgage loans. After his superannuation on 30th June 2023 and merger of HDFC with HDFC Bank, HDFC Bank has appointed him as a Consultant. He has been involved in consultancy assignments undertaken by HDFC in various countries across Asia to support and establish their housing finance institutions. Mr. Rajeev Sardana is also a Director of HDFC Education and Development Services Private Limited. He is a member of the Institute of Chartered Accountants of India and an alumina of Shri Ram College of Commerce, University of Delhi.

Mr. Rajeev Sardana, Director